Monthly Archives: May 2018

Make it a date

Posted on May 2, 2018 by - Uncategorized

Keeping your target retirement plans on track

Most over-45s are not making plans to match their hopes for the future, according to research from Standard Life[1]. The vast majority (86%) of those aged 45 or over are already dreaming about escaping their working life for retirement, but only 8% of the same age group have recently checked the retirement date on their pension plans to make sure it is still in line with their plans. (more…)

Protecting your estate for future generations

Posted on May 2, 2018 by - Uncategorized

Many individuals find the Inheritance Tax rules too complicated

If you struggle to navigate the UK’s Inheritance Tax regime, you are not alone. Whether you are setting up your estate planning or sorting out the estate of a departed family member, the system can be hard to follow. Getting your planning wrong could also mean your family is faced with an unexpectedly high Inheritance Tax bill. (more…)

Financial freedom

Posted on May 2, 2018 by - Uncategorized

Deciding what to do with pension savings – even if you’re still working

It might seem like a far off prospect but knowing how you can access your pension pot can help you understand how best to build for the future you want when you retire. (more…)

2018/19 tax changes

Posted on May 2, 2018 by - Uncategorized

New initiatives you need to know

It’s important to consider the tax implications of making financial decisions. The 2018/19 tax year is now upon us, and a raft of new changes have come into force. The good news is that the overall tax burden is little changed for basic-rate taxpayers, but there are number of areas that have changed that should be taken note of. (more…)

Retirement wealth

Posted on May 2, 2018 by - Uncategorized

What’s the right answer for you?

The first increase in minimum automatic enrolment (AE) workplace pension contributions came into effect on 6 April[1]. According to research from Scottish Widows, however, one in five Britons (20%) – amounting to more than ten million people – say they’ll work until they’re physically unable to, while one in 20 (6%) – another three million people – say they expect to work until they die. (more…)