Monthly Archives: July 2013

Talk to us about one of the most tax-efficient
ways of saving for your retirement

Retirement may be a long way off for you at the moment, but that doesnít mean you should forget about it. The sooner you start to plan for the future, the easier it is to build up the kind of money you need to enjoy the life you want. (more…)

The most popular held misconceptions about Individual Savings Accounts (ISAs)

ISAs are complicated
If you’re already familiar with how savings and investments work, all you need to know about ISAs is that they are simply a wrapper that shelters any gains from tax. (more…)

Holding the right structure can pay big dividends

Few assets are inherently tax-efficient. While growth in the value of oneís principal residence is not subject to capital gains tax, a home is a home and should not necessarily be viewed as an investment. Most assets, however, come with a choice of tax-efficient returns if held through the right structure. (more…)

Will you give a cash loan to family members instead of leaving an inheritance?

A quarter of over-75s and more than a fifth of over-55s in total (21 per cent) have given a cash loan to family members instead of leaving an inheritance, according to Aviva’s latest Real Retirement Report. The findings also show nearly one in ten over-55s regularly give money to family to avoid Inheritance Tax (8 per cent), while a further 20 per cent would do the same. (more…)

If you haven’t checked your premium bonds in a while, today may be your lucky day

Almost 900,000 premium bond prizes worth more than £43m have been left unclaimed, according to National Savings and Investments (NS&I). (more…)