Monthly Archives: September 2013

Expanding and contracting in response to demand

Open-Ended Investment Companies (OEICs) are stock market-quoted collective investment schemes. Like investment trusts and unit trusts they invest in a variety of assets to generate a return for investors. They share certain similarities with both investment trusts and unit trusts but there are also key differences. (more…)

Acting in the investorsí best interests at all times

Open-ended investment funds are often called collective investment schemes and are run by fund management companies. There are many different types of fund. These include: (more…)

Investing in one or more asset classes

Investing in funds provides a simple and effective method of diversification. Because your money is pooled together with that of other investors, each fund is large enough to diversify across hundreds and even thousands of individual companies and assets. A pooled (or collective) investment is a fund into which many people put their money, which is then invested in one or more asset classes by a fund manager. (more…)

Active and passive investing

Collective investment schemes can be actively or passively managed. Moreover, both investment strategies can be complementary to each other and are frequently used side by side by investors. (more…)

Increasing the long-term value of your investments

In the light of more recent market volatility, itís perhaps natural to be looking for ways to smooth out your portfolioís returns going forward. Investing regularly can smooth out market highs and lows over time. In a fluctuating market, a strategy known as pound-cost averaging can help smooth out the effect of market changes on the value of your investment and is one way to achieve some peace of mind through this simple, time-tested method for controlling risk over time. (more…)