Monthly Archives: April 2015

Gender disparity

Posted on April 29, 2015 by - News, Wealth Creation

Funding a post-work life will be difficult without sufficient planning

A new report has revealed a huge gender disparity when it comes to pension savings and income, indicating that funding retirement is likely to be a significant challenge for many women. (more…)

Trading places

Posted on April 29, 2015 by - Investment

It’s not just about picking investments wisely, it’s holding them in the most suitable place

Now that we’ve entered a new tax year, if you are already planning how you are going to fully utilise your current Individual Savings Account (ISA) tax-efficient allowance, it’s not just about picking investments wisely – it’s also important to make sure you hold them in the best place.
With this in mind, the Association of Investment Companies (AIC) has taken a look at investment company performance data when the full ISA limit is invested. If you had invested a lump sum of £15,000[1] into the average investment company ten years ago, you would now have £38,323.50. This is £6,433.90 more than the same investment in the FTSE All-Share, which would generate £31,889.60. (more…)

Pensions Freedom

Posted on April 29, 2015 by - Retirement

Your questions answered

Most people now have more options when it comes to their retirement choices. But generally they’ll still want their pension income to last their lifetime – so careful planning is a must. (more…)

Getting more financially savvy

Posted on April 29, 2015 by - Investment

Sorting out finances high on most people’s list

Britons are determined to become more financially savvy about their saving and spending habits this year, with three quarters (76%) of adults admitting they are prepared to moderate their lifestyle, according to a new survey by Standard Life. (more…)