Posted on March 3, 2016 by admin - Uncategorized
Now is the time to make smart year-end retirement planning decisions
Time is ticking away to make smart year-end retirement planning decisions. It’s common knowledge that increasing our retirement savings will better prepare us for retirement. But in addition to saving for retirement, it’s also important to maximise on other ways to improve our retirement finances in 2016 and beyond. (more…)
Posted on March 3, 2016 by admin - Uncategorized
Will you be able to afford the retirement lifestyle you want?
One of the key challenges some people face is imagining a retirement which may be decades away. As individuals take on more responsibility for their retirement, a clear idea of what they can expect from the State Pension and their own savings becomes ever more important. (more…)
Posted on March 3, 2016 by admin - Uncategorized
One of the most valuable tools available to investors focused on wealth creation for the long term
Individual Savings Accounts (ISAs) are one of the most valuable tools available to investors focused on wealth creation for the long term. There is no tax on interest payments, no higher-rate tax on dividend payments from 6 April 2016, no tax on capital gains to pay and no need to declare ISAs on a tax return. (more…)
Posted on March 3, 2016 by admin - Uncategorized
Providing a valuable safety net for you or your family should you become ill or die
If you became sick or injured, how would you meet your monthly financial commitments or even your medical bills as you recover? Protection insurance can be a valuable safety net for you or your family should you become ill or die. More than one in five (23%) Britons with savings say their savings wouldn’t last longer than a couple of months if they were unable to work, yet less than one in twenty protects their income. (more…)
Posted on March 3, 2016 by admin - Uncategorized
ISA subscriptions now available to a surviving spouse
Last year, the Chancellor announced a significant change to Individual Savings Account (ISA) inheritance rules – a change that has the potential to improve the situation of around 150,000 widows or widowers a year. (more…)