Monthly Archives: July 2016

Advent of crowdfunding

Posted on July 1, 2016 by - Uncategorized

Innovation in both finance and technology

One of the main innovations in both finance and technology over the past few years has been the advent of crowdfunding. Crowdfunding is a way of raising finance by asking a large number of investors each for a small amount of money. (more…)

Managing your retirement savings

Posted on July 1, 2016 by - Uncategorized

Consolidating your separate pensions into one single pension wrapper

If you’ve accumulated numerous workplace pensions over the years from different employers, it can be difficult to keep track of how they are performing. The process of bringing all your pensions together is called ‘consolidation’. (more…)

Return of multi-generational households

Posted on July 1, 2016 by - Uncategorized

Two in three agree living with family is beneficial

Multigenerational households could be set to grow in popularity as property costs continue to rise. A new report from Aviva suggests that based on the rate of growth seen in the past 10 years – and assuming house prices will continue to rise – there could be 2.2 million people living in multi-family households and 3.8 million 21–34-year olds living with their parents by 2025. (more…)

Securing more of your wealth

Posted on July 1, 2016 by - Uncategorized

You don’t have to be wealthy for your estate to be liable for Inheritance Tax

Protecting your estate is ultimately about securing more of your wealth for your loved ones and planning for what will happen after your death to make the lives of your loved ones much easier. (more…)

Splashing the cash

Posted on July 1, 2016 by - Uncategorized

New ‘YOLO’ generation gambling with their financial future

The prospect of saving for tomorrow may feel too distant for some, but to achieve long-term goals (including financial security in retirement) we all need to consider reprioritising our needs to give ourselves a better financial future. But, more than four in ten Britons in their 30s and 40s (45%) are stopping any future saving in favour of spending their cash, according to Scottish Widows’ tenth annual Savings Study. (more…)