Monthly Archives: July 2016

Appetite for risk

Posted on July 1, 2016 by - Uncategorized

Striking the right balance is important to avoid losses

While diversification is important, you should keep in mind how much risk you are prepared to accept on your money. If it is important to you to avoid losses, you may want a portfolio that has less in shares and more in cash and fixed interest securities held to maturity, for example. (more…)

The run-up to retirement

Posted on July 1, 2016 by - Uncategorized

What the over 50s do with their money once the mortgage is paid off

Britain’s over 50s are splashing their extra income they receive once they’ve paid off their mortgages on holidays, home improvements and gifts for their children[1], while less than one in four are using the money to top up their retirement savings, new research from Saga Investment Services has found. (more…)

Pension confusion

Posted on July 1, 2016 by - Uncategorized

Are most people unprepared for retirement?

People are still being left confused by pensions, with almost two thirds not understanding their key features, according to new research by Wesleyan. (more…)

Are millennial investors facing a perfect strom?

Posted on July 1, 2016 by - Uncategorized

Looking at the mismatches between expectation and reality

Depressed wages, escalating living costs and a struggling global economy – millennials have a lot on their plates. They need investment income to support short and long-term financial aspirations. Does something have to give and is the perfect investment storm brewing? (more…)

Why now is the time to review your pension

Posted on July 1, 2016 by - Uncategorized

Taking an active interest in your retirement savings

Millions of savers currently spend very little time reviewing their pensions, with more than a quarter of savers (28%) admitting to never reviewing their retirement savings, while almost a fifth (19%) of those with a pension said they review it less than once every five years[1] according to figures released by Aviva. (more…)