Monthly Archives: January 2017

Lifetime Individual Savings Accounts

Posted on January 5, 2017 by - Uncategorized

Make your next move to saving flexibly for a first home and retirement

Lifetime Individual Savings Accounts are being launched by the Government to help 18–40-year-olds to save and invest flexibly for the long term. The aim is that people will not have to choose between saving for their first home and retirement. (more…)

Financial futures

Posted on January 5, 2017 by - Uncategorized

Building a nest egg for when children need it

The prospect of a child leaving home is scary enough for parents – and then there’s money to think about. Even if they get a student loan or find work, how will they be able to afford their first car or home? Parents and family often do what they can to help give children a financial leg-up, with many choosing to set aside money for their future during their childhood. (more…)

Gender savings gap widens

Posted on January 5, 2017 by - Uncategorized

Report findings suggest this trend is set to continue

Half of women (52%) are now saving adequately for their retirement compared to 60% of men, according to the latest Scottish Widows ‘Women & Retirement’ Report. But while this maintains the record high levels achieved in 2015, the gap between men and women has widened since 2014 when 50% of women were saving adequately compared with 55% of men. (more…)

Income matters

Posted on January 5, 2017 by - Uncategorized

Providing the foundation for an exciting new chapter in your life

Nobody knows quite what the future holds. The good news is we are all living longer. Advances in medicine and healthier lifestyles have led to an increase in the average life expectancy of both males and females. (more…)

Don’t put all of your eggs in one basket

Posted on January 5, 2017 by - Uncategorized

Holding a blend of assets to help you navigate the volatility of markets

One of the most effective ways to manage investment risk is to spread your money across a range of assets that, historically, have tended to perform differently in the same circumstances. This is called ‘diversification’. (more…)