Monthly Archives: January 2017

Make the most of your investment opportunities
To make the most of your investment opportunities, it’s your goals that count, so keep them firmly in mind when you make financial decisions. It’s important to take a consistent, long-term strategy to build a more secure financial future through steady purchases of well-diversified investments.  (more…)

Achieving your long-term financial goals whilst minimising risk

One of the most effective ways to manage investment risk is to spread your money across a range of assets that, historically, have tended to perform differently in the same circumstances. This is called ‘diversification’ – reducing the risk of your portfolio by choosing a mix of investments.? (more…)

Certain innate behavioural traits influence decision-making

Nobody knows quite what the future holds. The good news is that advances in medicine and healthier lifestyles have led to an increase in the average life expectancy of both males and females.  (more…)

Saving flexibly for a first home and retirement
Lifetime Individual Savings Accounts are being launched by the Government to help 18 to 40-year-olds to save and invest flexibly for the long term. The aim is that people will not have to choose between saving for their first home and retirement. (more…)

Inheritance Tax – no longer a tax that only the richest people in society have to face

When you die, the Government assesses how much your estate is worth and then deducts your debts from this to obtain the value of your estate. (more…)