Monthly Archives: May 2019

Making a Will

Posted on May 1, 2019 by - Uncategorized

Continuing your support long into the future

We spend our lives working to provide for ourselves and our loved ones. You may have a house or flat (in the UK or overseas), shares, savings, and investments, as well as your personal possessions. All of these assets are your ‘estate’. Making a Will ensures that when you die, your estate is shared according to your wishes. (more…)

Green light for new type of home loan

Posted on May 1, 2019 by - Uncategorized

Product choice broadened in the later life lending sector

In an effort to broaden product choice in the later life lending sector, the Financial Conduct Authority now treats Retirement Interest Only (RIO) mortgages as standard mortgages, instead of being regulated under Equity Release rules. This factor, among others, has resulted in several lenders adding RIO mortgages to their offering. (more…)

Wealth creation

Posted on May 1, 2019 by - Uncategorized

Spreading risk by accessing different types of assets

Investing for the long-term means persisting through market swings. History shows that when people invest and stay invested, they’re more likely to earn positive returns in the long run. When markets start to fluctuate, it may be tempting to make financial decisions in reaction to changes to your portfolio. (more…)

Pension freedoms

Posted on May 1, 2019 by - Uncategorized

Over one million UK savers embrace relaxation of rules

The Government’s announcement on the relaxation of pension rules changed the investment landscape and pension freedoms show no sign of losing their popularity. (more…)

Inheritance Tax

Posted on May 1, 2019 by - Uncategorized

Passing assets efficiently to the next generation

No one wants to think about their hard-earned wealth going to waste after they die. It’s up to you to decide who gets what. The people who could benefit from your estate include your partner or spouse, children and other family members, friends, and charities. Family dynamics are complex, but they tend to be the main beneficiaries. (more…)