Topic: Investment

Bank of Gran and Grandad

Posted on July 3, 2014 by - Investment, News, Wealth Creation

Three quarters of grandparents say that they have dipped into their savings to help their grandchildren this year

Forget the bank of Mum and Dad – today’s young people are now receiving help from the bank of Gran and Grandad, with millions of grandparents offering financial support to their grandchildren. (more…)

Investing in a highly complex world

Posted on July 3, 2014 by - Investment, News, Wealth Creation

Easy-to-understand groupings should be viewed with caution

Investors like to sort things into neat categories; it helps make sense of a highly complex world. Categories like ‘Emerging Markets’, ‘BRICs’ and the ‘Fragile Five’ have all been invented as easy-to-understand groupings of supposedly similar countries. Yet we have to be careful of such generalisations, because the more research you do, the more you realise that there are often more differences than similarities between these groupings. (more…)

Demystifying quantitative easing

Posted on July 3, 2014 by - Investment, News

Reviving consumer spending and economic growth

Since the global financial crisis, both the Bank of England and the US Federal Reserve have used the policy of quantitative easing (QE) to try to revive consumer spending and economic growth. (more…)

A NISA home for your investments

Posted on July 3, 2014 by - Investment, News

Providing you with increased simplicity and
greater flexibility

Individual Savings Accounts (ISAs) have been around since 1999, providing a tax-efficient wrapper for savings and investments. However, in the recent Budget, the Chancellor, George Osborne, promised to increase the simplicity and flexibility of ISAs. As of 1 July 2014, there is now a single ISA which has been named the new ISA, or ‘NISA’, which provides a bigger tax break than ever before and more flexibility about how it can be used. (more…)

Asset Allocation

Posted on July 3, 2014 by - Investment, News

Achieving the right balance of cash, fixed income and equities

How you choose to allocate your wealth between different asset classes will be one of the most important investment decisions you ever make. Asset allocation can account for the majority of your portfolio returns over the long term, so it’s essential that you achieve the right balance of cash, fixed income and equities in your portfolio. (more…)