Posted on October 31, 2014 by admin - Investment, News
1 Plan for the unexpected
Many believe that markets are much safer today than they were six years ago, thanks in large part to the numerous regulations and safeguards put in place to avoid a repeat of the financial crisis. (more…)
Posted on October 31, 2014 by admin - News, Protection
Today, the cost of care is a major concern for many people, with the average level of pension savings unlikely to be enough to cover any long-term care requirements in addition to providing a retirement income. (more…)
Posted on October 31, 2014 by admin - News, Retirement
Significant changes to existing intestacy rules came into force on 1 October 2014 in England and Wales, with the aim of making things simpler and clearer. The consequences could be far-reaching for you and your loved ones, and while there are increasing entitlements for surviving spouses and registered civil partners, the changes highlight the importance of making a Will to ensure your wishes are carried out. (more…)
Posted on October 31, 2014 by admin - News, Protection
W e all want to safeguard our family’s lifestyle in case the worst should happen. But only a quarter (24%) of adults in the UK with children under 16 have any form of financial protection, a significant drop from 31% in 2013, according to the latest research from the Scottish Widows Protection Report. With over half (54%) of this group admitting that their savings would last just a couple of months if they were unable to work, a significant protection gap exists for families in the UK. (more…)
Posted on October 31, 2014 by admin - News, Retirement
People change jobs and employers change their names, but, more importantly, we all forget things from time to time. With that in mind, it is easy to lose track of pensions that you have paid into over the years. If you do not actively look for your lost pensions, then you take
the risk of relying on them looking for you! This can be difficult for them to do if, for example, you have changed
your name through marriage or moved home yourself.
To locate a lost or forgotten pension, you can contact The Pension Tracing Service, part of The Pension Service. They have details of more than 200,000 personal and company pension schemes and will search through these free of charge on your behalf.
For the best chance of being reunited with a lost scheme, you need to provide as much information as possible. This can include the type of scheme; the name of the employer, and any new name it may have, and the nature of its business; the name of the pension company; and when you belonged to the scheme.
Once located, they will provide you with the latest contact details to help you track it down and take full control of your retirement savings.
Got a question or not sure how to apply?
Contact The Pension Tracing Service – call FREEPHONE 0845 6002 537. Operator service is available between 9am to 5:30pm Monday–Friday.
D O'Kane Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.
© 2014 D O'Kane Financial Services Ltd. All rights reserved.
