Topic: News

Life assurance

Posted on September 2, 2014 by - News, Protection

Providing a financial safety net for your loved ones

If you have loved ones who are dependent on you, life assurance can make sure they’re taken care of financially if you die. So whether you’re looking to provide a financial safety net for your loved ones, moving house or a first-time buyer looking to arrange your mortgage life insurance – or simply wanting to add some cover to what you’ve already got – you’ll want to make sure you choose the right type of cover. That’s why obtaining the right advice and knowing which products to choose – including the most suitable sum assured, premium, terms and payment provisions – is essential. (more…)

Budget tax trap on pension withdrawals

Posted on July 3, 2014 by - News, Retirement

Helping you to understand the increased flexibility and choice available to you

The Budget announced unprecedented flexibility and choice in how people can use their pension savings in the future. From 6 April 2015, people over 55 can choose to withdraw their pension savings as they wish, although this will be subject to their marginal rate of income tax in that year. (more…)

Future pension savings

Posted on July 3, 2014 by - News, Retirement

New freedom could still prove costly

The Budget 2014 announced unprecedented flexibility and choice in how people can use their pension savings in the future. From 6 April 2015, people over 55 can choose to withdraw their pension savings as they wish, although this will be subject to their marginal rate of income tax in that year. (more…)

Wealth planning strategy comes under scrutiny

Posted on July 3, 2014 by - News, Wealth Creation

Concerns a tax planning arrangement was being abused

HM Revenue & Customs (HMRC) has confirmed that new proposals for a single nil rate Inheritance Tax (IHT) band for trusts will not be applied to existing trust arrangements, where no further assets are added or variations made to that trust. (more…)

Yo-yo effect

Posted on July 3, 2014 by - News, Wealth Creation

Why so many of us are financially uncertain

Almost half (47%) of Britons are up and down when it comes to money, making shrewd savings one moment to justify overspending the next, according to research from Standard Life by YouGov Plc. (more…)