Posted on July 1, 2016 by admin - Uncategorized
You don’t have to be wealthy for your estate to be liable for Inheritance Tax
Protecting your estate is ultimately about securing more of your wealth for your loved ones and planning for what will happen after your death to make the lives of your loved ones much easier. (more…)
Posted on July 1, 2016 by admin - Uncategorized
New ‘YOLO’ generation gambling with their financial future
The prospect of saving for tomorrow may feel too distant for some, but to achieve long-term goals (including financial security in retirement) we all need to consider reprioritising our needs to give ourselves a better financial future. But, more than four in ten Britons in their 30s and 40s (45%) are stopping any future saving in favour of spending their cash, according to Scottish Widows’ tenth annual Savings Study. (more…)
Posted on July 1, 2016 by admin - Uncategorized
Striking the right balance is important to avoid losses
While diversification is important, you should keep in mind how much risk you are prepared to accept on your money. If it is important to you to avoid losses, you may want a portfolio that has less in shares and more in cash and fixed interest securities held to maturity, for example. (more…)
Posted on July 1, 2016 by admin - Uncategorized
What the over 50s do with their money once the mortgage is paid off
Britain’s over 50s are splashing their extra income they receive once they’ve paid off their mortgages on holidays, home improvements and gifts for their children[1], while less than one in four are using the money to top up their retirement savings, new research from Saga Investment Services has found. (more…)
Posted on July 1, 2016 by admin - Uncategorized
Are most people unprepared for retirement?
People are still being left confused by pensions, with almost two thirds not understanding their key features, according to new research by Wesleyan. (more…)