Topic: Uncategorized

Securing more of your wealth

Posted on July 1, 2016 by - Uncategorized

You don’t have to be wealthy for your estate to be liable for Inheritance Tax

Protecting your estate is ultimately about securing more of your wealth for your loved ones and planning for what will happen after your death to make the lives of your loved ones much easier. (more…)

Splashing the cash

Posted on July 1, 2016 by - Uncategorized

New ‘YOLO’ generation gambling with their financial future

The prospect of saving for tomorrow may feel too distant for some, but to achieve long-term goals (including financial security in retirement) we all need to consider reprioritising our needs to give ourselves a better financial future. But, more than four in ten Britons in their 30s and 40s (45%) are stopping any future saving in favour of spending their cash, according to Scottish Widows’ tenth annual Savings Study. (more…)

Appetite for risk

Posted on July 1, 2016 by - Uncategorized

Striking the right balance is important to avoid losses

While diversification is important, you should keep in mind how much risk you are prepared to accept on your money. If it is important to you to avoid losses, you may want a portfolio that has less in shares and more in cash and fixed interest securities held to maturity, for example. (more…)

The run-up to retirement

Posted on July 1, 2016 by - Uncategorized

What the over 50s do with their money once the mortgage is paid off

Britain’s over 50s are splashing their extra income they receive once they’ve paid off their mortgages on holidays, home improvements and gifts for their children[1], while less than one in four are using the money to top up their retirement savings, new research from Saga Investment Services has found. (more…)

Pension confusion

Posted on July 1, 2016 by - Uncategorized

Are most people unprepared for retirement?

People are still being left confused by pensions, with almost two thirds not understanding their key features, according to new research by Wesleyan. (more…)