Topic: Wealth Creation

Desperately Seeking income

Posted on December 18, 2013 by - Investment, Uncategorized, Wealth Creation

Yields have dropped across the asset classes, except
for equities

He may only have been in the job for just over six months, but Mark Carney, the Governor of the Bank of England, has already signalled his intention to do things differently and this is most noticeable in his concept of ‘forward guidance’. (more…)

Time to aim for higher returns

Posted on November 20, 2013 by - Investment, Wealth Creation

When it comes to taking investment risk to secure a higher return, those aged 55 and over are most likely to be taking the lead with Stocks & Shares Individual Savings Accounts (ISAs), according to research from Standard Life (08 April 2013). Over one in ten (11 per cent) of 55 and overs invest in the stock market via their ISA, compared to just 7 per cent of 35 to 44-year-olds. (more…)

Annuities

Posted on November 20, 2013 by - Retirement, Wealth Creation

You’ve spent years putting money aside into a pension scheme, but what actually happens once you retire? Sadly, it’s not as simple as just withdrawing the money. You must now convert your pension pot into an income that will last you for the rest of your life, which is typically done by buying an annuity. (more…)