Ethical saving and investing

Posted on July 3, 2017 by - Uncategorized

Making the world a better place

With a defined contribution pension, you build up a pot of money that you can then use to provide an income in retirement. Unlike defined benefit schemes, which promise a specific income, the income you might get from a defined contribution scheme depends on factors including the amount you pay in, the fund’s investment performance and the choices you make at retirement. (more…)

Maintaining a diversified portfolio

Posted on July 3, 2017 by - Uncategorized

Spreading risk between different kinds of investments

When you start investing, or even if you are a sophisticated investor, one of the most important tools available is diversification. Whether the market is bullish or bearish, maintaining a diversified portfolio is essential to any long-term investment strategy. (more…)

Understanding investment risk

Posted on July 3, 2017 by - Uncategorized

Making informed decisions to improve your chances of achieving your financial goals

If you want to plan for your financial future, it helps to understand risk. If you understand the risks associated with investing and you know how much risk you are comfortable taking, you can make informed decisions and improve your chances of achieving your goals. (more…)

Investment objectives – a lifelong process

Posted on July 3, 2017 by - Uncategorized

Protecting your wealth from market ups and downs

If you’ve got a sufficient amount of money in your cash savings account – enough to cover you for at least six months – and you want to see your money grow over the long term, then you should consider investing some of it. (more…)

Reviewing your needs and goals

Posted on July 3, 2017 by - Uncategorized

The most radical changes to pensions in almost a hundred years

It’s well worth taking the time to think about what you really want from your investments. Knowing yourself, your needs and goals, and your appetite for risk is a good start. (more…)