‘Shot in the arm’ for oil consuming economies

Posted on March 3, 2015 by - News

Positive impact on earnings, and a small positive impact on dividends

Despite the so far rather negative response of equity markets, the oil price falls could be seen as a ‘shot in the arm’ for oil consuming economies, with many viewing the oil price decline as being deeply beneficial because it amounts to a reduction in input costs and a dividend to consumers. (more…)

Hedging against downside risk

Posted on March 3, 2015 by - Investment, News

Divergent monetary policies and growth
trends could be key themes of 2015

The return of volatility – as valuations and investor complacency remain elevated – will make it vital for investors to consider hedging against downside risk and cut back on ‘me too’ investments this year, according to the BlackRock Investment Institute’s (BII) 2015 Investment Outlook. (more…)

What’s your magic number?

Posted on March 3, 2015 by - News, Protection

The picture of retirement income in the UK is not as bleak as some would like us to think

A report has revealed those approaching retirement are expecting to receive £23,700 per year when they retire. The same survey shows that the average income in retirement today is currently just £19,000 – a shortfall of £4,700 per year, or 25%. (more…)