Overseas assets

Posted on March 3, 2014 by - Investment, News

Investors should not delay in disclosing their assets
With the latest HM Revenue & Customs (HMRC) campaign aimed at targeting investors with overseas assets, some investors could be worried about the impact this could have on their overseas investments, and others could be put off from investing overseas altogether. However, it’s not all doom and gloom. Once assets have been appropriately disclosed, there are ways in which the investments can be restructured, or new investments made, to make them more efficient going forwards. (more…)

Taking vital steps before the new tax year

Posted on March 3, 2014 by - Protection, Wealth Creation

You need to act fast to avoid next year’s child benefit charges
Families impacted by the high income child benefit charge need to act now to limit or avoid it in the next tax year. Doing this could make them potentially up to £2,449 better off, but they only have until the 6th April 2014 to take some vital steps for the 2013/14 tax year, according to Standard Life. (more…)

Generating market-beating returns

Posted on March 3, 2014 by - Investment, News

How much risk are you willing to take?

It is impossible for an active manager to always outperform the market, but through the process of stock selection, active management introduces the potential of generating market-beating returns. (more…)

Do you have enough money to retire comfortably?

Posted on March 3, 2014 by - Retirement, Wealth Creation

New data shows consumer confidence improving but worry is still strife
Data recently released by Aviva shows that over half (55%) of UK consumers worry that they will not have enough money to provide an adequate standard of living when they retire, with 18% of consumers saying they do not hold any form of savings or long-term investment products. Almost the same proportion of consumers (49%) think they will have to work beyond the normal retirement age. (more…)